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The P&L Tracker cover

TAX-002 · Tax & Accounting

The P&L Tracker.

Schedule E P&L for one property. IRS-mapped categories. 27.5-yr depreciation built in. CPA-ready output.

The 30-second pitch

Most STR P&L spreadsheets are 4 columns wide and don’t map to IRS Schedule E. Your CPA then re-keys 12 months of expenses into their software, charges you for the time, and asks you what counts as “Repairs” vs “Maintenance” anyway.

This workbook maps every category to a Schedule E line. Type expenses once; the Summary tab prints what your CPA needs.

Who it’s for

  • Single-property hosts who want a CPA-ready year-end summary without paying the CPA to build it
  • Hosts considering the STR loophole and wanting to confirm eligibility before filing
  • Anyone whose current “P&L” is bank statements in a folder

Math that earns the price

CPA hourly is $150–$300. Saving 1 hour of clean-up at year-end recovers $27 several times over. The first year you find a missed deduction (mileage, depreciation timing, the home-office split), the workbook returns 10× cost in deductions.

What's inside

  • Welcome — how the workbook maps to IRS Schedule E. Print-ready, single page.
  • Property Info — address, purchase price, closing costs, loan terms, in-service date, days rented, personal-use days. Auto-flags Pub 527's 14-day / 10% threshold.
  • Revenue Log — 1,000-row capacity. Date, guest, channel (Airbnb / VRBO / Booking.com / Direct / Other), gross, platform fee, cleaning fee collected, net, nights.
  • Expense Log — 2,000-row capacity. 17 expense categories, all Schedule E line-mapped, dropdown-enforced.
  • Monthly P&L — 12 months × 17 categories. Net income with conditional formatting. Donut chart of expense composition.
  • Depreciation — straight-line 27.5-yr residential rental, mid-month convention. Pulls cost basis from Property Info. Auto-fills Schedule E Line 20.
  • Schedule E Summary — IRS Schedule E Part I line totals (Lines 3–26a). Audit-defense block: STR loophole eligibility (IRC §469), 14-day personal-use test (Pub 527), QBI safe-harbor flag (§199A).
  • Settings — active tax year, Schedule E vs Schedule C classification, 17-category dropdown source, year-end archive ritual.

FAQ

Excel or Google Sheets?
Both. Edit in Excel; opens in Google Sheets with formulas and conditional formatting preserved.
Does it handle the STR loophole (IRC §469) eligibility check?
Yes. The Settings tab toggles Schedule E vs Schedule C; the Schedule E Summary tab flags STR-loophole eligibility based on average-stay-under-7-nights and material-participation tests.
Multiple properties?
This SKU is single-property. For a portfolio P&L use TAX-004 (Schedule E Workbook) which handles multi-property roll-up.
Will my CPA take it?
The Schedule E Summary tab is the single page your CPA will ask for. Print it or PDF it and hand it over. Line numbers match Schedule E exactly.
What's your refund policy?
14 days, no questions. Email hello@thestrledger.com.

Get the workbook

Format: Excel .xlsx + how-to PDF. Excel 2016+, Excel 365, Google Sheets compatible. Instant download after checkout. 14-day refund, no questions. Lifetime updates within v1.

Built by The STR Ledger. Excel templates and PDFs for short-term rental finance.

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