Every policy. Every renewal date. Every uninsured-exposure gap. Insurance policy tracker for Airbnb / STR hosts — STR dwelling, umbrella, vehicle, business, AirCover backup. Plus 8-category coverage gap analyzer. Excel + Google Sheets. Your homeowner’s policy excludes STR rental — but you’re still paying premium to it. Your umbrella doesn’t actually cover commercial liability above AirCover’s gap. Your vehicle policy denies the claim because you were “using the car for business” on a supply run. These gaps don’t show up until you file a claim and get denied. By then, you’re $40K out of pocket. This workbook is the pre-claim audit: every policy mapped, every renewal date tracked, every coverage gap surfaced across 8 risk categories. WHAT’S INCLUDED 📋 Policy Register · Carrier, policy #, type (STR dwelling / umbrella / vehicle / business / cyber / other) · Properties covered, coverage limits, deductible, annual premium, renewal date · Agent + emergency claim contacts 📋 Coverage Gap Analyzer (8 risk categories) 1. Dwelling/structure damage (storm, fire, theft) — base policy 2. Personal liability — base policy 3. Loss of business income during repairs — often missing 4. Short-term rental endorsement — many homeowners’ policies EXCLUDE STR 5. Commercial liability above AirCover’s gap 6. Cyber / data breach (for direct-booking hosts) 7. Vehicle (commercial use) — personal auto often excludes business use 8. Workers comp (if you have employees, even part-time) 📋 Renewal Calendar — yellow at 60 days, red at 30 📋 Carrier Comparison — paste 3 quotes at renewal, compare premium / deductible / limits / exclusions
Related
- Insurance Claim Log
- License/Permit/STR-Reg Tracker
- Utility Usage + Trend Tracker
- Corporate Housing / Travel-Nurse Tracker
- DSCR Tracker
Get the workbook
Format: Excel .xlsx + how-to PDF. Excel 2016+, Excel 365, Google Sheets compatible. Instant download after checkout. 14-day refund, no questions. Lifetime updates within v1.