Run the math when your city threatens an STR ban. STR vs LTR yield comparison for property owners deciding between Airbnb model + 12-month-lease model. All-in yield each way + hours of work + regulation-risk sensitivity. Excel + Google Sheets. Your city just announced a 90-day registration cap. Or your HOA is finally doing something about that one neighbor. Or you’re burnt out, and “passive LTR cash flow” sounds amazing. Most hosts make this decision on vibes. The numbers actually go either way depending on your specific property. STR has higher revenue but higher costs. LTR has lower revenue but near-zero ops time. Plus — what’s the yield gap if regulation caps you to 60 nights/year instead of 365? WHAT’S INCLUDED 📋 STR Side — ADR + occupancy + cleaning + supplies + OTA + management 📋 LTR Side — monthly rent + tenant turnover cost + repairs reserve 📋 Common Costs — mortgage, property tax, insurance, HOA (same in both) 📋 All-In Yield Each Way 📋 Hours-of-Work Comparison — STR ~3-8 hrs/week, LTR 0-1 📋 Regulation-Risk Sensitivity — what STR yield drops to under nights-cap or ban 📋 Recommended Path — which model wins on dollar yield AND hours
Related
- Rental Arbitrage Analyzer
- License/Permit/STR-Reg Tracker
- 3-Property Side-by-Side Comparison
- Refi-or-Sell Decision Matrix
- BRRRR-to-STR Refi Math
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Format: Excel .xlsx + how-to PDF. Excel 2016+, Excel 365, Google Sheets compatible. Instant download after checkout. 14-day refund, no questions. Lifetime updates within v1.